YourBonus.Org

 

"Keep it simple and useful."
-- yourBonus.org

Credit Card Insurance Banking Mortgage Forum Contact US

Main Menu

Why we need Insurance

Type of Insurance

Suze Orman On Inrance

How to Save Money on Automotive Insurance

The most Basic Things About Health Insurance

What is Short Term Insurance?

How to obtain health insurance with pre-existing conditions

How to avoid getting Health Insurance Claims rejected?

How to save money on Health Insurance?



Four tips help you Save Money on your Auto Insurance

One thing is for sure that most people donot like to get a auto insurance in place as they feel they will never need it, in the first place. Moreover, the odds are strong that you may currently be dolling out more cash from your pocket for the cover you have on your lovely car and there is one insurance company offering still lower rates. So seeing the situations above an important question is always looming large, how to save money on your auto insurance, as it is a necessary evil in America.

For all the people who have the experience of many auto insurance policies behind them as well as for the ones who are completely novice in the insurance market, these few tips or measures will help a great deal in saving substantial amount of money on your auto insurance. Internet has brought a revolution in all imaginable business spheres. It has fuelled stern competition among the auto insurance providers, more and more of them offering low insurance rates if you buy a cover online.

Few minor chinks can sink a ship and it is completely valid for your auto insurance policy as a thorough understanding of the parameters that account for premiums you pay is very necessary.

Discounts All the insurance providers give their potential customers discounts in many forms so you must make sure that you get the discount you are valid for. You can have discounts for low risk profession, good driving record, driving school training, over extra safety features installed in your car and combined cover for more than one car.

Shop Around Insurance rates fluctuate every year and vary widely in states, so after understanding the rules of your state, search for some good insurance providers within your state. Internet proves to be good hunting ground. Obtain free quotes for your car and its requirements.

Compare Prices/Companies When you have obtained quotes from many insurance providers in your state, compare the prices that they are offering and the service they intend to give. Always buy your insurance from a provider that offers cover in most of that states, has a good financial rating and claims settlement and customer service record. These are some other parameters to be compared. Comparison-shopping is the word if you want to save on your auto insurance.

Use Internet-Internet is the best hunting ground for low cost auto insurance policy providers. Many hassles that internet reduces include less time wasted in talking to witty and clever insurance agents who are constantly trying to lure you into buying the insurance product that they are offering. Moreover, you get to compare the prices, the situations covered, respective compensation amounts and kind of service offered by the insurance provider WITHOUT GIVING OUT YOUR PERSONAL INFORMATION, LIKE SOCIAL SECURITY NUMBER. This is exactly why I hate insurance agent. You can compare the quotes of the companies for most of the parameters that decide your premium at any time of the day. The quotes you obtain are free and along with them, you are offered the other potential covers that may also suit your requirements.

Another important step is to compare the discounts offered to you by different insurance companies. It is sure that there will be variations among the discounts they offer you so it is very important to compare their discounts as it can play a major role in you saving a lot on your auto insurance policy.


Five Tips

  • Don't trust your agent 100%, he sometimes has to make choice between your best inertest and his commison.
  • A policy blended with term and whole life coverage, may not be right for you.
  • If your employer provides both HMO and PPO, choosing for you and your family is a critical decision.
  • Buying term insurance, paying down debt is a smart move.
  • Use a fee-only insurnace advisor, not a agent if you can afford it.


  • Copyright 2008-2014 YourBonus.org. All Rights Reserved. Privacy Notice